Put Money in the Wrong IRA? No Worries—Here’s the Simple Fix
Put money in a Roth IRA, then found out your income’s too high? No big deal—you can fix it with a quick move called a re-characterization. In this post, we’ll walk through how Allison, a nurse, caught the mistake, moved the funds to a Traditional IRA, and avoided penalties. No jargon. No stress. Just real steps you can follow.